Impact

We’re on a mission to make credit across emerging markets more sustainable, accessible and affordable through investing in companies that use technology to...

Provide fairer, higher quality, affordable credit to those that can already access it.

Enable access to credit for those who historically have been unable to access it.

By closing the credit gap for underserved SMEs and consumers, we drive forward eight sustainability goals.

Our mission directly focuses on:

And indirectly impacts:

So far, we’ve invested across

12 Countries

Including Peru, Chile, Mexico, Colombia, Morocco, South Africa, Tanzania, Kenya, Egypt, Nigeria, Uganda and Rwanda.

Our impact to date

Who we've invested in

97,357

Customers served (SME & Consumer)

81%

Belonging to underserved populations

$23,603,921

Total revenue created

How much we’ve invested

168,584

Loans disbursed

$102,509,927

Worth of loans disbursed

46%

APR discount vs alternatives

Contribution

857

Jobs created

43%

For women

78%

From diverse background

59%

Avg. founder & employee ownership

Read our full Impact Policy.



Read our Impact Policy

This Impact Policy serves as a guide for Tomorrow Capital's investment approach, outlining the firm's commitment to assessing and measuring the impact of investment opportunities and integrating sustainability risks into its decision-making processes. Through this Impact Policy, Tomorrow Capital seeks to provide transparency, accountability, and clear guidelines for stakeholders, including entrepreneurs, limited partners, and the broader public, as it pursues its mission of driving access and affordability of credit through financing sustainable credit solutions.

We believe in making an

Impact

What we aim to do

Our mission

Enabling Sustainable Credit

Utilising technology to underwrite & distribute sustainable consumer & small business credit for those that previously couldn’t access it.

How we plan on doing it

Our Focus

Improving access to and use of responsible financial services for historically underserved populations.

Supporting decent jobs and fostering economic development.

Increasing financial inclusion can drive economic development and potentially increase GDP by up to 14% in emerging markets, and 30% in frontier economies.

See the impact our portfolio has had*

*so far

Outsized Impact

213000

MSME’S SERVED

50% women run (on average)

Outsized Impact

39000

customers SERVED

50% from underserved populations

Growth Oriented

$0.0M

Loans Disbursed

$0.0m

Revenue Created

$0m

Total GMV

Wealth Creation

700 local
jobs CREATED

40% women (on average)

Wealth Creation

0%+ employee owned*

50% from underserved populations

Global Investment

Across 0 Countries

Peru, Chile, Mexico, Colombia, Morocco, South Africa, Tanzania, Kenya, Egypt, Nigeria, Uganda and Rwanda.

projects we support



Sierra Leone

Reseed

Reseed provides support and funding to projects in Sierra Leone. We focus on supporting peoples’ livelihoods through creating sustainable opportunities and employment; from agriculture to manufacturing, retail to technology.

visit site



Malawi

ChanginG Stars

Founded 4.5 years ago, focused on Malawi, working with the locals, for the locals and is done so in a way to ensure an enduring legacy. So far, the team has created a new Mango Tree Nursery and sponsored 237 child to go to Chitsanzo Private Primary School.

visit site